DHAKA, Sept 29, 2025 (BSS) –  Bangladesh Bank (BB) has asked banks and financial institutions to report investment in non-listed securities like non-convertible cumulative preference share and non-convertible bond or debenture in the Credit Information Bureau (CIB) database for enhancing oversight of the banking sector.

To this end, the central bank today issued a circular stating the comprehensive reporting is essential for evaluating the loan risk of borrowers and facilitating complete portfolio monitoring. 

The instruction is effective immediately, the circular added.

According to the circular, these investments, which are increasingly utilized as investment instruments in the financial sector, must now be considered as loans for the purpose of CIB reporting.

The institutions must report the classification status of these investments to the CIB database. 

 Unpaid interest charged on loans that is currently displayed in the other asset sector must be combined with the related loan and reported to the CIB database.

 If, for any reason, the transfer of this accrued interest to the respective loan account is not possible, the amount must be classified as "Doubtful or Bad or Loss" and reported against the relevant borrower in the CIB database.

 If the Bank Inspection Department or Financial Institution Inspection Department classifies any Non-listed Securities (including Non-convertible Cumulative Preference Share and Non-convertible Bond or Debenture) or other assets during an on-site inspection, the classification must be reported to the CIB database instantly.

Any additions, changes, or adjustments made to the information concerning Non-listed Securities or interest receivables must also be reported to the CIB database instantaneously (Real Time).