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DHAKA, May 8, 2026 (BSS) – Bangladesh Bank (BB) has extended the deadline for applications seeking business and financial restructuring policy support until June 30, 2026, providing affected borrowers additional time to reorganize their financial obligations and maintain economic stability.

Borrowers will now be allowed to submit applications for restructuring and rescheduling facilities up to the end of June, said a BB circular on Thursday night.

However, the facility will not apply to borrowers who have already availed themselves of support under BRPD Circular No. 07/2025 or received benefits through the “Selection Committee for Business and Financial Restructuring.” 

According to the updated guidelines, unclassified loans categorized as STD-0, STD-1, STD-2, and SMA will remain eligible for special restructuring benefits until June 30, 2026. 

Meanwhile, classified loans under the categories SS, DF, and B/L will qualify for special rescheduling facilities if classified up to March 31, 2026.

The central bank directed all scheduled banks to settle applications within three months from the date of receipt. 

However, the processing period will begin only after the required down payment has been fully encashed by the bank. 

Bangladesh Bank clarified that applications submitted with cheques or other financial instruments will not be treated as effective until the down payment is realized in cash.

The directive also introduced revised rules for borrowers availing themselves of the exit facility, which allows clients to settle liabilities and leave the credit arrangement. 

Loans under this facility must now be recorded as exit accounts, with banks maintaining general provisions against them.

Bangladesh Bank further stated that specific provisions already maintained against such loans cannot be transferred to banks’ income accounts unless actual recovery takes place. 

However, a portion of these provisions may be adjusted against general provisioning requirements.

In addition, borrowers receiving support under the exit facility will not be eligible for any fresh credit facilities from the concerned bank until all outstanding liabilities are fully repaid.

The new instructions came into effect immediately, while all other provisions of earlier circulars remain unchanged.