DHAKA, Nov 25, 2025 (BSS) – Bangladesh Bank (BB) has allowed commercial banks to offer special rescheduling facility for up to 10 years with a two-year grace period to borrowers whose loans are classified as of November 30, under a generous government bailout package.

To this end, the central bank issued a circular on Monday relaxing regulations aimed at restoring the struggling business and financial operations of both classified and unclassified borrowers.

To avail the facility, the borrowers will have to pay 2.0 per cent of their outstanding loans as down payment. But the borrowers will not be allowed to show paid loan installments or its part before submission of the application as special down payment.

Regarding special loan-restructuring facility, the BB circular stated that the unclassified borrowers facing problems can avail the facility up to December 31 next and the borrowers can get the facility for maximum two years of the stipulated timeline.

The central bank further eased special exit facility allowing the classified borrowers to change their loan status to unclassified after exiting through the facility.

Simultaneously, the classified borrowers through the exit policy will now get non-funded facility like the opening of letter of credits, according to the circular.